分类目录归档:快乐生活

终于拿到驾照啦

从3月22日到昨天(7月10),历时三个半月终于拿到驾照了 🙂 。

不得不说工作之后再学车,真是一个磨人的事情。之前本来打算上学的时候就把驾照拿下的,因为毕业的事情耽搁啦。这其中也有自己拖延症的原因,有些事情还是早作早完成的好啊。

学车前就听说驾校的教练各种变态。自己亲身体验之后,真是一肚子泪。有些教练确实相当不负责任,而且态度蛮横恶劣。我这次就遇到了几个,幸亏后来的几个教练都非常好。要不然自己很难顺利的拿到驾照不说,也学不到啥东西。

整个考试过程还是挺顺利的。就考科目二的时候自己异常紧张,也许是因为自己长时间没有参加过像样的考试了。不过紧张都是考试前,一旦上了考场也就没那么紧张了。最终科目二还考了个满分 🙂 。

开车其实是一件需要非常认真和高度集中精力的事情。无论驾校和教练怎样,自己在学习的时候一定要认真仔细。把该掌握的都掌握,好好练习驾驶技能。教练提醒的地方一定要认真记好,最好能够理解避免死记硬背。

虽然拿到驾照了,但是其实整个学习的过程都是以拿驾照为目的的,其实驾驶技能只能说是掌握了。从一个门外汉变成了一只菜鸟而已,以后需要学习的东西还多着呢。。。

致青春

五四青年节公司组织的活动,用一句话寄语青春。想了一下突然在脑子冒出这么一句话:“青春是一场不知何时开始的美梦,却在最意犹未尽时醒来”。

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[转]10 Small Things You Can Do Every Day to Get Smarter

1. Be smarter about your online time.

Every online break doesn’t have to be about checking social networks and fulfilling your daily ration of cute animal pics. The Web is also full of great learning resources, such as online courses, intriguing TED talks, and vocabulary-building tools. Replace a few minutes of skateboarding dogs with something more mentally nourishing, suggest several responders.

2. Write down what you learn.

It doesn’t have to be pretty or long, but taking a few minutes each day to reflect in writingabout what you learned is sure to boost your brainpower. “Write 400 words a day on things that you learned,” suggests yoga teacher Claudia Azula Altucher. Mike Xie, a research associate at Bayside Biosciences, agrees: “Write about what you’ve learned.”

3. Make a ‘did’ list.

A big part of intelligence is confidence and happiness, so boost both by pausing to list not the things you have yet to do, but rather all the things you’ve already accomplished. The idea of a “done list” is recommended by famed VC Marc Andreessen as well as Azula Altucher. “Make an I DID list to show all the things you, in fact, accomplished,” she suggests.

4. Get out the Scrabble board.

Board games and puzzles aren’t just fun but also a great way to work out your brain. “Play games (Scrabble, bridge, chess, Go, Battleship, Connect 4, doesn’t matter),” suggests Xie (for a ninja-level brain boost, exercise your working memory by trying to play without looking at the board). “Play Scrabble with no help from hints or books,” concurs Azula Altucher.

5. Have smart friends.

It can be rough on your self-esteem, but hanging out with folks who are more clever than you is one of the fastest ways to learn. “Keep a smart company. Remember your IQ is the average of five closest people you hang out with,” Saurabh Shah, an account manager at Symphony Teleca, writes.

“Surround yourself with smarter people,” agrees developer Manas J. Saloi. “I try to spend as much time as I can with my tech leads. I have never had a problem accepting that I am an average coder at best and there are many things I am yet to learn…Always be humble and be willing to learn.”

6. Read a lot.

OK, this is not a shocker, but it was the most common response: Reading definitely seems essential. Opinions vary on what’s the best brain-boosting reading material, with suggestions ranging from developing a daily newspaper habit to picking up a variety offiction and nonfiction, but everyone seems to agree that quantity is important. Read a lot.

7. Explain it to others.

“If you can’t explain it simply, you don’t understand it well enough,” Albert Einstein said. The Quora posters agree. Make sure you’ve really learned what you think you have learned and that the information is truly stuck in your memory by trying to teach it to others. “Make sure you can explain it to someone else,” Xie says simply.

Student Jon Packles elaborates on this idea: “For everything you learn–big or small–stick with it for at least as long as it takes you to be able to explain it to a friend. It’s fairly easy to learn new information. Being able to retain that information and teach others is far more valuable.”

8. Do random new things.

Shane Parrish, keeper of the consistently fascinating Farnam Street blog, tells the story of Steve Jobs’ youthful calligraphy class in his response on Quora. After dropping out of school, the future Apple founder had a lot of time on his hands and wandered into a calligraphy course. It seemed irrelevant at the time, but the design skills he learned were later baked into the first Macs. The takeaway: You never know what will be useful ahead of time. You just need to try new things and wait to see how they connect with the rest of your experiences later on.

“You can’t connect the dots looking forward; you can only connect them looking backward. So you have to trust that the dots will somehow connect in your future,” Parrish quotes Jobs as saying. In order to have dots to connect, you need to be willing to try new things–even if they don’t seem immediately useful or productive.

9. Learn a new language.

No, you don’t need to become quickly fluent or trot off to a foreign country to master the language of your choosing. You can work away steadily from the comfort of your desk and still reap the mental rewards. “Learn a new language. There are a lot of free sites for that. UseLivemocha or Busuu,” says Saloi (personally, I’m a big fan of Memrise once you have the basic mechanics of a new language down).

10. Take some downtime.

It’s no surprise that dedicated meditator Azula Altucher recommends giving yourself space for your brain to process what it’s learned–”sit in silence daily,” she writes–but she’s not the only responder who stresses the need to take some downtime from mental stimulation. Spend some time just thinking, suggests retired cop Rick Bruno. He pauses the interior chatter while exercising. “I think about things while I run (almost every day),” he reports.

原文:http://time.com/3032117/get-smarter-every-day/

[转]个人开公司的流程

一、选择公司的形式

普通的有限责任公司,最低注册资金3万元,需要2个(或以上)股东,从06年1月起新的公司法规定,允许1个股东注册有限责任公司,这种特殊的有限责任公司又称“一人有限公司”(但公司名称中不会有“一人”字样,执照上会注明“自然人独资”),最低注册资金10万元。

如果你和朋友、家人合伙投资创业,可选择普通的有限公司,最低注册资金3万元;如果只有你一个人作为股东,则选择一人有限公司,最低注册资金10万元。

二、注册公司的步骤

1.核名:到工商局去领取一张“企业(字号)名称预先核准申请表”,填写你准备取的公司名称,由工商局上网(工商局内部网)检索是否有重名,如果没有重名,就可以使用这个名称,就会核发一张“企业(字号)名称预先核准通知书”。这一步的手续费是30元。 (30元可以帮你检索5个名字,很多名字重复,所以一般常见的名字就不用试了,免得花冤枉钱)

2.租房:去专门的写字楼租一间办公室,如果你自己有厂房或者办公室也可以,有的地方不允许在居民楼里办公。租房后要签订租房合同,并让房东提供房产证的复印件。
签订好租房合同后,还要到税务局去买印花税,按年租金的千分之一的税率购买,例如你的每年房租是1万元,那就要买10元钱的印花税,贴在房租合同的首页,后面凡是需要用到房租合同的地方,都需要是贴了印花税的合同复印件。

3.编写“公司章程”:可以在工商局网站下载“公司章程”的样本,修改一下就可以了。章程的最后由所有股东签名。

4.刻私章:去街上刻章的地方刻一个私章,给他们讲刻法人私章(方形的)。费用大概20元左右。

5.到会计师事务所领取“银行询征函”:联系一家会计师事务所,领取一张“银行询征函”(必须是原件,会计师事务所盖鲜章)。如果你不清楚,可以看报纸上的分类广告,有很多会计师事务所的广告。

6.去银行开立公司验资户:所有股东带上自己入股的那一部分钱到银行,带上公司章程、工商局发的核名通知、法人代表的私章、身份证、用于验资的钱、空白询征函表格,到银行去开立公司帐户,你要告诉银行是开验资户。开立好公司帐户后,各个股东按自己出资额向公司帐户中存入相应的钱。
银行会发给每个股东缴款单、并在询征函上盖银行的章。
注 意:公司法规定,注册公司时,投资人(股东)必须缴纳足额的资本,可以以贷币形式(也就是人民币)出资,也可以以实物(如汽车)、房产、知识产权等出资。 到银行办的只是货币出资这一部分,如果你有实物、房产等作为出资的,需要到会计师事务所鉴定其价值后再以其实际价值出资,比较麻烦,因此建议你直接拿钱来 出资,公司法不管你用什么手段拿的钱,自己的也好、借的也好,只要如数缴足出资款即可。

7.办理验资报告:拿着银行出具的股东缴款单、银行盖章后的询征函,以及公司章程、核名通知、房租合同、房产证复印件,到会计师事务所办理验资报告。一般费用500元左右(50万以下注册资金)。

8.注册公司:到工商局领取公司设立登记的各种表格,包括设立登记申请表、股东(发起人)名单、董事经理监理情况、法人代表登记表、指定代表或委托代理人登记表。填好后,连同核名通知、公司章程、房租合同、房产证复印件、验资报告一起交给工商局。大概3个工作日后可领取执照。此项费用约300元左右。

9.凭营业执照,到公安局指定的刻章社,去刻公章、财务章。后面步骤中,均需要用到公章或财务章。

10.办理企业组织机构代码证:凭营业执照到技术监督局办理组织机构代码证,费用是80元。办这个证需要半个月,技术监督局会首先发一个预先受理代码证明文件,凭这个文件就可以办理后面的税务登记证、银行基本户开户手续了。

11.去银行开基本户:凭营业执照、组织机构代码证,去银行开立基本帐号。最好是在原来办理验资时的那个银行的同一网点去办理,否则,会多收100元的验资帐户费用。
开基本户需要填很多表,你最好把能带齐的东西全部带上,要不然要跑很多趟,包括营业执照正本原件、身份证、组织机构代码证、公财章、法人章。
开基本户时,还需要购买一个密码器(从2005年下半年起,大多银行都有这个规定),密码器需要280元。今后你的公司开支票、划款时,都需要使用密码器来生成密码。

12.办理税务登记:领取执照后,30日内到当地税务局申请领取税务登记证。一般的公司都需要办理2种税务登记证,即国税和地税。费用是各40元,共80元。
办理税务登记证时,必须有一个会计,因为税务局要求提交的资料其中有一项是会计资格证和身份证。你可先请一个兼职会计,小公司刚开始请的兼职会计一般200元工资就可以了。

13.申请领购发票:如果你的公司是销售商品的,应该到国税去申请发票,如果是服务性质的公司,则到地税申领发票。

最后就开始营业了。 注意每个月按时向税务申报税哦,即使没有开展业务不需要缴税,也要进行零申报,否则会被罚款的。


有二点你可能比较关心

1.公司必须建立健全的会计制度,你可能担心自己不会,怎么办?刚开始成立的公司,业务少,对会计的工作量也非常小,你可以请一个兼职会计,每个月到你的公司帮你建帐,二、三天时间就够了,给他200-500左右的工资即可。

2.公司的税额:
营业税:销售商品的公司,按所开发票额的4%征收增殖税;提供服务的公司,按所开发票额的5%征收营业税。
所得税:对企业的纯利润征收18-33%的企业所得税。 小公司的利润不多,一般是18%。对企业所得税,做帐很关键,如果帐面上你的利润很多,那税率就高。所以,平常的购买设备都要开发票,你吃饭、坐车的票都留起来,可以做为你的企业运作成本。

二种税的区别:营业税是对营业额征税,不管你赚没有赚钱,只有发生了交易,开了发票,就要征税;所得税,是对利润征税,利润就是营业额扣减各种成本后剩余的钱,只有赚了钱,才会征所得税。

还有其它各种各样很多种的税,但没有多少钱,主要是上面二种,特别是所得税非常高。

原文